Long-Term Care Insurance: Program Overview By: Alan G. Orlowsky As more seniors are living longer, many are considering whether long-term care insurance is the right choice for them. However, a lot of seniors are unaware of what long-term care insurance consists of, what types exist, and what considerations to make when purchasing a policy. This […]

Contested Estates – Avoiding Family Disputes over Personal Property By: Alan G. Orlowsky It is quite often Estates are contested by the children and the personal property can causes the most heartache and disruption in families after a death. During Probate or Estate Administration money doesn’t usually have any sentimental attachment, but personal property can have a perceived […]

Wealth Transfer Strategies for Minors By Alan G. Orlowsky A favorite practice for many grandparents is making financial gifts to grandchildren or even great-grandchildren to help provide future educational expenses. Most grandparents, however, know better than to simply hand cash to the grand kids. They understand that the money would probably go to video games, […]

Establishing a Special Needs Trust in Illinois By Alan G. Orlowsky In decades past, parents with disabled children only had two options for their care: disinherit the child so that they could receive government benefits or leave enough money in a traditional trust and hope that the money is used properly for care. However, people […]